March 2, 2012

what is reaffirming a debt

By Lorene

 My Debt Was Forgiven, Now What?

 

LIFE INSURANCE AND THE HOMICIDAL BENEFICIARY
“Life insurance policies are procured because life is, indeed precarious and uncertain”. . The policy even may be declared void, and the insurer relieved of paying . [56] Thus, “[a] minor whose age precludes convictions that statutorily bar .
http://www.thefederation.org/documents/schuman.htm

Can my life insurance company deny a claim after I die?
In most life insurance contracts, rights under the contestable period are not explicitly defined. . Coverage is immediately voided with no claim payable. . This prevents a life insurer from dismissing a claim for minor or irrelevant errors made .
http://www.insureme.com/life-insurance/can-my-life-insurance-company-deny-claim-after-i-die

Frequently Asked Questions—Individual Life Insurance
Will my life insurance policy be protected if my company goes broke? . Most life insurance policies which cover the life of a minor child state that the child will . Contracts may be rescinded (coverage voided and all premiums returned) within .
http://insurance.illinois.gov/life_annuities/FAQLife.asp

insurance contract, general Definition | Business Dictionaries from ...
For example, if an agent sells an insurance policy to a minor, and the . the policy can be voided at any time the minor wishes both before and after the minor . the insured's death does not make a life insurance policy a contract of indemnity.
http://www.allbusiness.com/glossaries/insurance-contract-general/4952124-1.html

Difference between condition a warranty
In particular , a warranty in insurance is not a minor term of the contract , but one of . or another , that the policy as a whole will become void , or cover will not attach. . For example , a life insurance policy may contain a condition that cover will .
http://wiki.answers.com/Q/Difference_between_condition_a_warranty

Clearing up confusion on contestable clauses - TheBody.com
They were able to find minor discrepancies in the answers given on the application and used that as an excuse to void the contract and avoid paying the claim. . In California, the clause for life insurance policies is relatively clear and the .
http://www.thebody.com/content/art32721.html

* minor voiding life insurance contract home was his principal residence
* minor voiding life insurance contract debt was forgiven by the mortgage company

What Information Is Needed for a Life Insurance Claim? | eHow.com
Depending on the amount of a life insurance policy, the funds and benefits can be used . the legal documents may not be signed until the minor reaches legal age. . This insurance will be voided under the suicide clause whether the insured .
http://www.ehow.com/about_5273459_information-needed-life-insurance-claim.html

Imposter fraud and incontestability clauses in life insurance policies ...
Life insurance policies contain incontestability clauses that limit the time in which an . because of minor misstatements in applications for insurance" and promote . that claims to void a life insurance policy on the basis of imposter fraud at the .
http://findarticles.com/p/articles/mi_hb6367/is_6_80/ai_n29270478/

 FORM 982

Contracts of Minors
A contract that is valid, but which may be legally voided at the option of one of . relating to, a policy of life insurance upon the life of the minor or upon the life of .
http://nationalparalegal.edu/public_documents/courseware_asp_files/domesticRelations/FamilyRelationships/Contracts.asp

'Til Death Benefits Do Us Part: The Effect of Marital Settlement ...
Many life insurance policies have summary plan descriptions ("SPDs") that . is required to maintain a life insurance policy for the minor children's benefit, . void and unenforceable if they conflict with the terms of the life insurance plan's SPD.
http://www.dcbabrief.org/vol220310art3.html

Requirements of a Contract
This process differs for life and health insurance. . A minor who enters into an insurance contract, therefore, may void it during infancy or when he or she .
http://www.web-books.com/eLibrary/NC/B0/B60/054MB60.html

Lawriter - ORC - Chapter 3911: DOMESTIC AND FOREIGN LIFE ...
Any insurance company that issues life insurance policies in this state shall file . this section is void as against any person claiming under a policy of insurance . In respect to insurance issued upon the life of any minor, regardless of the age .
http://codes.ohio.gov/orc/3911

How do you know if you are Insolvent?

NRS: CHAPTER 687B - CONTRACTS OF INSURANCE
Nov 6, 2011 . (a) Any annuity or insurance contract upon the minor's own life, body or . Any limiting provision is void if the named insured has purchased .
http://www.leg.state.nv.us/nrs/NRS-687B.html

 Insolvency Worksheet

Incapacity Law | Contract and Capacity Law | Custom Essays
A contract by a minor is not void and any money or property transferred by him . to the condition of life of such infant (or minor) … and to his actual requirements at . So where a young railway porter agreed to join an insurance scheme and to .
http://www.lawteacher.net/contract-law/lecture-notes/capacity-lecture.php

605 F2d 421 New England Mutual Life Insurance Company v. Null G ...
The courts have, therefore, voided life insurance policies which have . of a minor child against three insurance companies which issued life insurance policies .
http://openjurist.org/605/f2d/421/new-england-mutual-life-insurance-company-v-null-g

What Is Industrial Life Insurance?
Industrial life insurance is a life insurance policy that provides a death payment . can make payments without having their policies voided by the insurance provider. . If the named beneficiary of an industrial life insurance policy is a minor or .
http://www.wisegeek.com/what-is-industrial-life-insurance.htm

 Publication 4681.

128 F.3d 549
890, 893, 557 N.E.2d 869, 872 (1990)), but it did order James to maintain his employer-sponsored life insurance policy for the benefit of his minor children.
http://bulk.resource.org/courts.gov/c/F3/128/128.F3d.549.97-1206.html

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