March 2, 2012

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By Lorene

 My Debt Was Forgiven, Now What?

 

GOP: Mortgage crisis caused by loans to minorities - Madame Bitch ...
Sep 22, 2008 . This is the GOP talking point du jour, it seems: blame the Community Reinvestment Act, which "forced" lenders to lend to "minorities and .
http://open.salon.com/blog/madame_bitch/2008/09/22/gop_mortgage_crisis_caused_by_loans_to_minorities

Minority Meltdown | Southern Poverty Law Center
Immigrants Blamed for Mortgage Crisis . Reinvestment Act had forced lenders to make high-risk mortgage loans to illegal immigrants and other minorities.
http://www.splcenter.org/intel/intelreport/article.jsp?aid=1011

Liberal policy didn't cause the mortgage crisis, racism did
Oct 12, 2010 . The mortgage people were suddenly guilty of selling "predatory loans" to innocent minorities. Liberal Democrats had authored, implemented .
http://www.renewamerica.com/columns/kuligowski/101012

Minorities Most Affected by Subprime Crisis — But Minorities Also ...
Apr 7, 2008. mortgage crisis has disproportionately affected minority borrowers. . and Countrywide issued high-cost subprime loans to minorities more .
http://1031netex.wordpress.com/2008/04/07/minorities-most-affected-by-subprime-crisis-but-minorities-also-particularly-benefited-from-mortgage-innovations/

Bloomberg: 'Plain and simple,' Congress caused the mortgage crisis ...
Nov 1, 2011 . It was not the banks that created the mortgage crisis. . pushing minority lending , then the mortgages that failed should all be minority loans.
http://www.capitalnewyork.com/article/politics/2011/11/3971362/bloomberg-plain-and-simple-congress-caused-mortgage-crisis-not-bank

Loans to Minorities Did Not Cause Housing Crisis, Study Finds ...
Feb 9, 2011 . Loans to Minorities Did Not Cause Housing Crisis, Study Finds . SEE RELATED STORY: Home Mortgages to Minorities Plunge 62 Percent .
http://newamericamedia.org/2011/02/loans-to-minorities-did-not-cause-housing-crisis-study-finds.php

Crisis cut U.S. minority mortgage access: study | Reuters
May 13, 2010 . CHICAGO (Reuters) - America's financial crisis disproportionately cut access to conventional mortgage loans for minority communities .
http://www.reuters.com/article/2010/05/13/us-usa-mortgages-minorities-idUSTRE64C0BC20100513

Real estate group seeks to help minorities affected by mortgage crisis
Aug 7, 2011. of the mortgage crisis on minority families and their communities. . the initial capital for the purchase of non-performing loans and other .
http://www.nola.com/business/index.ssf/2011/08/real_estate_group_seeks_to_hel.html

* minority loan mortgage crisis home was his principal residence
* minority loan mortgage crisis debt was forgiven by the mortgage company

Minorities Hit Hardest by Subprime Mortgage Crisis
Nov 29, 2007 . We take a look at how the subprime mortgage crisis is affecting homeowners. . more than three times as likely as whites to have a high-cost loan.
http://www.democracynow.org/2007/11/29/minorities_hit_hardest_by_subprime_mortgage

Foreclosure Crisis Hits Minorities Hard - DailyFinance
Jun 18, 2010 . One of the most disturbing aspects of the home foreclosure crisis is how much . impact that the casino culture of Wall Street and the mortgage industry is having . marketed their high interest and high fee loans to minorities.
http://www.dailyfinance.com/2010/06/18/minorities-home-foreclosure-crisis/

 FORM 982

Subprime lending - Wikipedia, the free encyclopedia
The term was popularized by the media during the subprime mortgage crisis or " credit crunch" of 2007. Those loans which do not meet Fannie Mae or Freddie .
http://en.wikipedia.org/wiki/Subprime_lending

Former Chase Banker Admits His Bank Pushed Minorities Into ...
Dec 1, 2011. the financial crisis was pushing minority borrowers into subprime loans, . Banks agreed to modify loans of underwater mortgages and they .
http://thinkprogress.org/economy/2011/12/01/379332/former-banker-subprime-pushed/

Did poor minorities cause the crisis? - MSN Money
Oct 10, 2008 . Did poor minorities cause the crisis? . These loans were then sliced and diced into mortgage-backed securities by Wall Street investment .
http://articles.moneycentral.msn.com/Banking/HomeFinancing/did-poor-minorities-cause-the-crisis.aspx

HowStuffWorks "Subprime Mortgage Crisis"
The subprime mortgage crisis is the result of a large number of defaults and . Previously, when someone wanted a loan, he or she would go directly to the bank. . of the subprime crisis is the assertion that many lenders exploited minorities in .
http://home.howstuffworks.com/real-estate/subprime-mortgage2.htm

How do you know if you are Insolvent?

$335 Million Settlement on Countrywide Lending Bias - NYTimes.com
Dec 21, 2011 . The odds of a minority applicant being steered into such a loan were more than twice as high as those for a . Subprime Mortgage Crisis .
http://www.nytimes.com/2011/12/22/business/us-settlement-reported-on-countrywide-lending.html

 Insolvency Worksheet

Sociologists: Liberal Policy Didn't Cause the Mortgage Crisis ...
Oct 10, 2010 . "Predatory lending aimed at racially segregated minority neighborhoods led . " Racial predatory loans fueled U.S. housing crisis: study," opens.
http://www.americanthinker.com/2010/10/sociologists_liberal_policy_di.html

White Civil Rights » The Minority Subprime Mortgage Disaster
Mar 18, 2011 . Most of the people who took these minority subprime loans were NOT . incredible thing about the Minority Subprime Mortgage Crisis is that .
http://www.whitecivilrights.com/?p=5171

Study: Brokers, Minority Borrowers to Blame for Most Mortgage ...
Sep 2, 2009 . Residential mortgages originated by brokers at the height of the housing boom, as well as loans given to minority borrowers, are to blame for the lion's . major agency problems underlying the mortgage crisis,” the report said.
http://www.dsnews.com/articles/study-brokers-minority-borrowers-to-blame-for-most-mortgage-delinquencies-2009-09-02

 Publication 4681.

Rick Sanchez on minority role in mortgage-crisis PART TWO ...
Jul 18, 2010 . CNN's Rick Sanchez debunks Right Wing talking point that banks loaning to low- income minorities caused the mortgage-crisis. Part Two .
http://www.youtube.com/watch?v=PTbBTU-J8PA

BUILT TO THRIVE BY: minuteman mortgage terry martin