March 2, 2012

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By Lorene

 My Debt Was Forgiven, Now What?


Minor's credit card contract raises legal, ethical questions
Feb 18, 2009 . A credit card contract with 17-year-old is likely not enforceable -- with some exceptions. However, continuing to run up debt on that card raises .

Minors seeking a credit card will need a helping hand from mom and ...
Nov 11, 2009 . A 16-year-old reader wants to know how she can get her own credit card. The answer: with a little help from mom or dad.

Consumer Action :: Families and Credit Cards
Apr 15, 2010 . Introduction; It's your call; Minors and credit cards; Additional cardholders; Credit & spending management tools; Credit card balancing act .

Are Minors Responsible For Their Credit Card Debts? - The ...
Mar 14, 2007 . We've had a couple of different people ask recently if one is responsible for credit card debts made as a minor. See, people under 18 aren't .

Credit Cards: Card issuers target teen consumers
May 8, 2000 . Issuers such as Capital One who are reaching out to minors with major credit cards must follow the same federal disclosure laws they do for .

Minors' Credit at
Minors' Credit. Young people are increasingly exposed to credit at earlier ages. They often use their parents' cards to make purchases at the mall, or may be .

Credit Reports for Minors @ Credit Card Addict
Jan 14, 2008 . The other day I wrote about taking advantage of your free annual credit reports, but check this out... According to The Consumerist, minors .

Credit Card Options for Minors
Issuance of a credit card is a contractual matter and because of their age, minors aren't allowed to enter into legally-binding contracts. Therefore, a minor's credit .

* minors credit cards home was his principal residence
* minors credit cards debt was forgiven by the mortgage company

Minors Under Age 16
Minors under age 16 must apply in person; All minors regardless of age, . A photocopy of your credit card will not be requested if it is to be presented with .

Why does Apple allow minors to build...: Apple Support Communities
Feb 20, 2012 . A minor can not hold a Credit Card and only prepaid cards are then acceptable. This gray area should be looked at in great detail as this .

 FORM 982

Are Minors Responsible for Credit Card Debt? |
Are Minors Responsible for Credit Card Debt?. In the past, credit card companies have targeted minors to apply for credit cards, with special emphasis on .

Debate: Credit cards for minors - Debatepedia
Mar 23, 2010 . Would you like to try out the new Debatepedia? Click here to do so. Welcome to Debatepedia! | About | Help | FAQ | Media Kit. Personal tools .

Credit Cards For Minors: Don't Apply Without Reading!
Are credit cards for minors a good idea or not? Both adults and kids need to know these pros and cons behind these offers.

Minor and Debt Responsibility
Credit card companies will sometimes approve credit lines for minors, read more about an interesting scenario at

How do you know if you are Insolvent?

New 2010 Credit Card Rules Protect Consumers Under Age 21 ...
Student credit cards or cards issued to minors has been a concern of many for some time; often college students will apply for and be granted multiple credit .

 Insolvency Worksheet

Emancipated Minor Definition | What is an ... - Credit Card Chaser
An emancipated minor is someone who is not of the legal age of 18 who has been granted permission by the courts to take care of their self as if they were an .

Credit card charges made by minors are invalid - Credit Cards
Mar 12, 2010 . When minors use your credit card without your knowledge, the law protects them -- and you -- from having to pay for their mistakes.

Ashcroft v. American Civil Liberties Union - Wikipedia, the free ...
COPA made it illegal for any commercial sources to allow minors access to . and that the plan was flawed because some minors do have their own credit cards, .

 Publication 4681.

How do you get a credit card when you are a minor
Your parents or legal guardians can request one for you. As a minor, you can't get one yourself as you don't have the legal authority to accept the contract terms.

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